I will be 40 in Oct and have a daughter (21) and two grand babies from her Lexie (3 today!!!), and Jacob (1 in Sept), also a step daughter (20) - al of these which live with my husband and me and a step son (19) who comes most weekends. So I need LOTS of money savings and organization ideas. We live just north of Louisville - close enough to commute there for work. In June I celebrated 15 years at my job and hired my daughter in July. So now we literally live, breathe, and work together HELP!!!!!

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